DZ Football ("DZF", "we") is a private football prediction community run by its administrators. This policy explains what personal data we keep about you, why, who can see it, and what you can do about it. Questions or requests: info@dzf.ee.

What we keep

• Account — your username, full name, email address, password, role, who invited you (referrer) and when you joined.
• Profile — your photo, birthday (day and month only, no year), favourite club and nation, and your bank account number (IBAN) if you add one.
• Game activity — your predictions, Jokers, picks, points, rankings, tournament entries, duels, rivals, quiz answers and the statistics worked out from them.
• DZ Coins — your balance and every movement: Adds, Pulls, transfers to and from other members, participation fees, winnings and donations.
• Messages — what you write in the Community and Team chats and in private chats, including photos, files and GIFs you share, and your reactions.
• Settings and activity — your preferences (email notifications, matches you follow, notes, bookmarks, calendar choices), your notifications, and when you were last active (shown as your online status).
• Technical data — a login token kept in your browser so you stay logged in (for 30 days with "Remember me", otherwise until you close the browser), a few settings remembered in your browser (such as where you placed a popup), and the IP address and browser details that our hosting provider's server logs record for every visit.

Why we keep it

• To run your account and the game: predictions, scoring, standings, tournaments and DZ Coins.
• To show your profile, results and chat messages to the other members — that's the point of a community.
• To send you emails about your account, DZ Coins and the game (you choose which in Profile → Preferences → Email notifications; emails about your account itself are always sent).
• To pay out your Pulls and winnings to your bank account.
• To wish you a happy birthday: on your birthday DZ Bot posts a message in the Community chat.
• To keep the site safe and working: preventing abuse, fixing problems, enforcing the Terms of Use.

We process your data because it is needed to provide the service you signed up for, and for our legitimate interest in running a safe community. We never sell your data, show ads or build advertising profiles.

Who can see it

• Other members — your username, photo, favourite teams, online status, predictions (after kick-off), points, rankings, statistics, duels, rivals and what you post in group chats. Your private chats are seen by the person you write to.
• Admins — everything needed to run the site, including your email, full name, birthday, bank account, DZ Coins movements and your password. Moderators see what the Admins give them access to.
• Our hosting provider — stores the site and its database on our behalf.
• Third-party services — videos are played from YouTube, and GIFs are shown from GIPHY; when you watch or see one, those services receive your IP address under their own privacy policies. Donations go through Revolut. Football data (scores, teams, players) is fetched by our server, so no personal data of yours is sent with it.

How long we keep it

As long as your account exists. If you delete your profile (Profile → Preferences → Delete profile), it disappears from the site at once, but a copy is kept so it can be restored if you change your mind; an Admin erases that copy for good on request. Records of DZ Coins movements may be kept longer where needed for bookkeeping. Server logs are kept by the hosting provider for a limited time.

Your rights

You can see and change most of your data yourself in your Profile and Preferences. You also have the right to ask for a copy of your data, to have it corrected or erased, to restrict or object to its use, and to take it with you. Write to info@dzf.ee and we'll answer within a month. If you think we handle your data wrongly, you can complain to the Estonian Data Protection Inspectorate (Andmekaitse Inspektsioon, aki.ee).

Security

The site runs over an encrypted connection (HTTPS), access to personal data is limited to the Admins, and you should use a password you don't use anywhere else. No system is perfectly secure; if something ever goes wrong with your data, we'll tell you.

Changes

When this policy changes, the date above changes and important changes are announced on the site.

By registering and using DZ Football you agree to these terms. If you don't agree, please don't use the site. Questions: info@dzf.ee.

1. The community

DZ Football is a private, invitation-based community for predicting football matches. New accounts are approved by the Admins, who may refuse a registration without giving a reason. You must be at least 18 years old to join.

2. Your account

• One account per person. Keep your details correct and your password to yourself — you are responsible for what is done with your account.
• Your username and photo must not be offensive or pretend to be someone else.
• Tell an Admin straight away if you think someone else has used your account.

3. Playing fair

• The game rules, scoring and tournament rules are in the Regulations on this page, and they are part of these terms.
• No multiple accounts, no sharing predictions to fix results, no exploiting bugs — report bugs instead (🐞 in the top bar).
• Results come from outside data sources and are occasionally wrong or late. The Admins may correct results, points and standings; their decision is final.

4. DZ Coins

• DZ Coins are the site's own coins, used for tournament participation fees, winnings, transfers between members and donations.
• Adds are confirmed by an Admin once your bank transfer has arrived; Pulls are paid to the bank account in your profile. Please check that account number carefully — a payment made to a wrong number you gave us can't always be recovered.
• Fees, prizes and how winnings are shared are set per tournament and shown before you register.
• An Admin may correct a movement made by mistake, and may hold back DZ Coins gained by breaking these terms.

5. Behaviour in chats and posts

• Banter is welcome; abuse isn't. No harassment, hate, threats, spam, illegal content, or other people's private information.
• Only post photos and files you have the right to share. You keep the rights to what you post, but you allow DZ Football to show it on the site for as long as it stays there.
• Admins and Moderators may remove content, mute, ban or delete accounts that break these terms.

6. Content and data on the site

Football data, logos, videos and news shown on the site belong to their owners and are shown for information only. The site's own design, texts and code belong to DZ Football. Don't copy, scrape or resell the site's content.

7. No guarantees

The site is provided as it is, by volunteers. We do our best to keep it running and correct, but we can't promise it will always be available, error-free, or that data won't ever be lost. To the extent the law allows, DZ Football is not liable for indirect losses arising from using the site. Nothing here limits rights you have by law.

8. Ending

You can delete your profile at any time in Profile → Preferences. We may suspend or close an account that breaks these terms, or close the site; if the site closes, members will be told in advance and remaining DZ Coins balances will be settled.

9. Changes and law

We may update these terms; the date above changes and important changes are announced on the site. Continuing to use the site after a change means you accept it. These terms are governed by the laws of Estonia.